Pramanik Nivesh offers comprehensive future planning services to secure your financial well-being for major life events. Our offerings include retirement planning, child education plans, and provisions for your daughter’s marriage. We provide tailored investment strategies to ensure financial security, stress-free retirement, and funds for your child’s education and family milestones. Our expert advisors guide you in choosing suitable plans, maximizing returns, and achieving your financial goals.
Fixed Deposits offer a guaranteed return on your investment, with interest rates locked in for the duration of the deposit period.
FDs are generally considered low-risk investments. In many countries, they are insured up to a certain amount by government agencies, providing additional security for your principal.
Opening and managing an FD is straightforward, with minimal paperwork and no need for active monitoring.
Fixed Deposits (FDs) come in various types to cater to different financial needs and preferences. Here are some common types of Fixed Deposits:
FDs have a specific lock-in period, which can range from a few months to several years, depending on the investor’s choice.
The interest rate is locked in at the time of deposit and remains constant throughout the tenure, providing predictable returns.
FDs offer a guaranteed return on investment, as the interest rate does not fluctuate with market conditions.
Although FDs have a fixed tenure, they often allow for premature withdrawal, subject to a penalty or reduced interest rate.
FDs can be opened with varying amounts, allowing both small and large investors to benefit from the fixed interest rates.
Many FDs offer the option for automatic renewal upon maturity, making it convenient for investors to reinvest their money without manual intervention.
To open a Fixed Deposit (FD) account, you typically need to submit several documents for identity verification, address proof, and other formalities. Here’s a list of common documents required:
Financial planning services refer to professional assistance and advice provided by financial planners or advisors to individuals or businesses in managing their finances. These services typically involve analyzing a client’s financial situation, identifying goals, and developing a comprehensive plan to achieve those goals.
When you engage a financial planning service, you can expect the following:
Financial planners may charge for their services in different ways :
Fee-only : Planners charge a transparent fee for their services, typically based on an hourly rate, a fixed fee for specific tasks, or a percentage of assets under management.
Fee-based : This model combines both fees and commissions. Planners charge a fee for their advice and may also receive commissions from certain financial products they recommend.
